Author: C. S. Goldman

Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Financial, Shopping
Here Is Why You Shouldn’t Expect A Big Discount On A Used Car The internet has changed the way cars are bought and sold. It’s now a lot easier to figure out who has the best deal on a new car, but used cars are more complex. A lot of buyers get frustrated when they run into walls asking for large discounts on used cars. Here’s why that happens.One of the most frustrating aspects of buying a car from a dealer is the back and forth about the…Online pricing comes down to two basic factors: the market price for a given vehicle and how consumers behave when shopping online. Anytime a dealer lists a car for sale, that listing is competing against all the other listings in that region (or beyond) on a similar car with a similar set of parameters. So if a dealer wants to sell that car
8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey

8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey

Financial
8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey Another day, another data breach. Recent news about cybercriminals obtaining more than 5 million credit card numbers from high-end U.S. retailers joined a series of major hacks and online data breaches. In 2017 alone, roughly 143 million U.S. adults, were hit by some form of malware, virus, spyware or phishing scam. Unfortunately, the frequency of attacks on Americans’ personal information has fostered a feeling of inevitability. In fact, according to results released today from a telephone survey conducted by The Harris Poll for the American Institute of CPAs (AICPA) of 1,006 Americans adults in the fall of 2017, nearly half of U.S. adults (48 percent) think
The best, worst, and weirdest cars at the 2018 New York Auto Show

The best, worst, and weirdest cars at the 2018 New York Auto Show

Featured
The best, worst, and weirdest cars at the 2018 New York Auto Show The New York International Auto Show opens to the public this weekend, and upon entering the Javits Center attendees will be bombarded with new cars, SUVs, trucks and even a handful of supercars that will most likely be out their price range. Here’s our primer for anyone who wants to cut through the noise and see the stuff that really matters.It’s the unfortunate staple of auto shows that car companies feel compelled to produce live-action versions of their commercials when revealing their new models. Take Volkswagen: the German auto giant had four actors dressed as outdoorsy millennials drive its new Atlas Tanoak truck on stage and then take a selfie in front of it. One was wearing a fishing vest covered in hooks a
5 Tips to spring clean your finances

5 Tips to spring clean your finances

Tips
5 Tips to spring clean your finances The onset of spring not only means spring cleaning for your home but also for your financials. Lynette Khalfani Cox, finance expert and founder of financial blog, Ask The Money Coach, shares her top five tips for doing a good financial spring cleaning!Tip #1: Review your credit reports and credit scoresThere are lots of ways to boost your credit score: pay all your bills on time, avoid inquiries, and dispute erroneous information in your credit files with TransUnion, Experian and Equifax.Tip #2: Shred old financial documentsYou only need to keep tax-related records for three years because the IRS can only audit you going back three years. (For those who intentionally commit tax fraud, though, there’s no limit on when the IRS can aud
Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Financial
Here Is Why You Shouldn’t Expect A Big Discount On A Used Car The internet has changed the way cars are bought and sold. It’s now a lot easier to figure out who has the best deal on a new car, but used cars are more complex. A lot of buyers get frustrated when they run into walls asking for large discounts on used cars. Here’s why that happens.Online pricing comes down to two basic factors: the market price for a given vehicle and how consumers behave when shopping online. Anytime a dealer lists a car for sale, that listing is competing against all the other listings in that region (or beyond) on a similar car with a similar set of parameters. So if a dealer wants to sell that car quickly, they need to price their vehicle within the market range, or they need to post an aggressive
The long road of car shopping

The long road of car shopping

Shopping
The long road of car shopping Navigating the long road of car buying and ensuring students are aware of the multiple aspects that go into the decision was the focus of the Money Education (ME) Center’s a car shopping seminar on Monday.The seminar was open to all students to provide some tips and tricks when shopping around for their next, or first, vehicle. The seminar discussed buying a new car compared to a used one, information on negotiating and financing, gave students reliable research websites and suggestions on whether to buy or lease a vehicle. The long road of car shopping | News | thebatt.com 
Can You Pay Off Student Loans With Bitcoin?

Can You Pay Off Student Loans With Bitcoin?

Loans
Can You Pay Off Student Loans With Bitcoin? A few years ago, Alex Gorale published an account of his strategy to use bitcoin to pay off student loan debt. His strategy involved using the now-defunct website Brawker to exchange bitcoins for gift cards that could be used on Tuition.io, where he made student loan payments. While this specific approach can’t be used today, it’s possible to set up a similar arrangement.If you can find someone willing to let you buy a gift card from them using bitcoins, you could then obtain items through a site such as EvoShare. This particular site puts a percentage of your regular purchases toward your student loans. It’s a roundabout way of using bitcoin to get rid of student loan debt.Before you liquidate some or all of your bitcoins and use th
Shopping around for a better mortgage deal could save you thousands

Shopping around for a better mortgage deal could save you thousands

mortgage
Shopping around for a better mortgage deal could save you thousands People search incessantly online to find the best deals on hotel rooms, kitchen appliances, furniture, clothing and tons of other stuff. Or they drive out of their way for the lowest gas price. But for some reason, many go limp when it’s time to make a really high-dollar purchase — getting a mortgage to purchase a house, often the biggest expenditure of their lives.CFPB researchers also found that rate quote variations among competing lenders for the same prime borrower — with a high credit score, 20 percent down payment, seeking the same mortgage amount — frequently vary by one-half of 1 percentage point. That may not sound like much, but the bigger the loan and the longer it continues, the heftier the dollar sav
Tips on filing insurance claims for home, car damage

Tips on filing insurance claims for home, car damage

General, Insurance
Tips on filing insurance claims for home, car damage Following severe storms that tore through North Georgia Monday, the state insurance commissioner’s office Tuesday morning offered these tips on reporting home or car damage claims:- Contact your insurance agent immediately. Your agent should provide you with claims forms and arrange for an insurance adjuster to visit your property or look at your automobile.- Take into account that hail damage to your car is typically covered by the comprehensive/collision portion of car insurance, and hail damage to your home is covered by homeowners insurance.- Secure your property to protect against more damage, and keep receipts of materials used for repairs. Your insurance company will reimburse you for repair costs.- Consider t
The World’s Finance Chiefs Are Fretting About Cryptocurrencies

The World’s Finance Chiefs Are Fretting About Cryptocurrencies

Blog, Financial
The World’s Finance Chiefs Are Fretting About Cryptocurrencies This time last year, finance chiefs from the world’s biggest economies were barely thinking about the niche industry of Bitcoin when they met in Germany. Now, they’re loudly warning cryptos could destabilize financial markets.Cryptos rocketed up the G-20 agenda, after one of the wildest investment manias in history that’s led policy makers to worry about tax evasion, money laundering, terrorism, consumer protection and more. The industry could have financial stability implications at some point, they said in their final communique.Bitcoin investors who had been expecting new regulations at this meeting breathed a sigh of relief after the communique was released. The digital currency jumped as much as 5.5 percent to