Financial

Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Financial, Shopping
Here Is Why You Shouldn’t Expect A Big Discount On A Used Car The internet has changed the way cars are bought and sold. It’s now a lot easier to figure out who has the best deal on a new car, but used cars are more complex. A lot of buyers get frustrated when they run into walls asking for large discounts on used cars. Here’s why that happens.One of the most frustrating aspects of buying a car from a dealer is the back and forth about the…Online pricing comes down to two basic factors: the market price for a given vehicle and how consumers behave when shopping online. Anytime a dealer lists a car for sale, that listing is competing against all the other listings in that region (or beyond) on a similar car with a similar set of parameters. So if a dealer wants to sell that car
8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey

8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey

Financial
8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey Another day, another data breach. Recent news about cybercriminals obtaining more than 5 million credit card numbers from high-end U.S. retailers joined a series of major hacks and online data breaches. In 2017 alone, roughly 143 million U.S. adults, were hit by some form of malware, virus, spyware or phishing scam. Unfortunately, the frequency of attacks on Americans’ personal information has fostered a feeling of inevitability. In fact, according to results released today from a telephone survey conducted by The Harris Poll for the American Institute of CPAs (AICPA) of 1,006 Americans adults in the fall of 2017, nearly half of U.S. adults (48 percent) think
Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Here Is Why You Shouldn’t Expect A Big Discount On A Used Car

Financial
Here Is Why You Shouldn’t Expect A Big Discount On A Used Car The internet has changed the way cars are bought and sold. It’s now a lot easier to figure out who has the best deal on a new car, but used cars are more complex. A lot of buyers get frustrated when they run into walls asking for large discounts on used cars. Here’s why that happens.Online pricing comes down to two basic factors: the market price for a given vehicle and how consumers behave when shopping online. Anytime a dealer lists a car for sale, that listing is competing against all the other listings in that region (or beyond) on a similar car with a similar set of parameters. So if a dealer wants to sell that car quickly, they need to price their vehicle within the market range, or they need to post an aggressive
The World’s Finance Chiefs Are Fretting About Cryptocurrencies

The World’s Finance Chiefs Are Fretting About Cryptocurrencies

Blog, Financial
The World’s Finance Chiefs Are Fretting About Cryptocurrencies This time last year, finance chiefs from the world’s biggest economies were barely thinking about the niche industry of Bitcoin when they met in Germany. Now, they’re loudly warning cryptos could destabilize financial markets.Cryptos rocketed up the G-20 agenda, after one of the wildest investment manias in history that’s led policy makers to worry about tax evasion, money laundering, terrorism, consumer protection and more. The industry could have financial stability implications at some point, they said in their final communique.Bitcoin investors who had been expecting new regulations at this meeting breathed a sigh of relief after the communique was released. The digital currency jumped as much as 5.5 percent to
What’s the Best New-Car Deal in March 2018?

What’s the Best New-Car Deal in March 2018?

Financial
What's the Best New-Car Deal in March 2018? To look for March deals, we considered sales in February among the top 100 best-selling cars, specifically eyeing models whose sales underperformed the market. We also looked at days-to-turn data from February, which measures how long it takes on average for dealers to sell a given car. Both factors illustrate February's slow sellers, cars on which dealers could be more willing to cut a deal.Sales and incentives data come from Automotive News and automakers' websites, while days-to-turn data come from J.D. Power and Associates. Remember, our numbers are current as of publication for the markets we survey (generally Atlanta, Chicago, Denver, Los Angeles and New York). They reflect advertised customer discounts, not unadvertised factory-to...
New car buying guide

New car buying guide

Financial, Shopping, Tips
New car buying guide Personal loan provider, Hitachi Personal Finance, has collated a checklist of things to consider if you want to get the best price on a new car.When it comes to budgeting for a new car, it’s vital that you take all costs into consideration. It’s not just about how much the car costs upfront, but also the additional expenses that come with vehicle ownership.Take the time to do some research before you buy, as it’s no good getting a great upfront cost on a car that you then can’t afford to keep.Most people have a dream car in mind, but choosing a car that’s going to hold its value will pay off in the long-run.Most new cars come with some form of warranty as standard, but they can differ massively, and not just in terms of the timeframe the warranty c
Skip The Dealership: Buy A Car Online And Save Money

Skip The Dealership: Buy A Car Online And Save Money

Financial
Skip The Dealership: Buy A Car Online And Save Money Online dealerships came into popularity with the rapid expansion of internet access in the United States. With the ubiquity of mobile phones, laptops, and other devices came a new era of online shopping.Buying a car online is generally a simple process. The hardest part is deciding which car you want to take. With so many choices available, getting stuck in the decision-making process is a real possibility.The first step to buying a car online should be to figure out the exact type of car that you want. Deciding on a year, make, and model before-hand is a great way to ensure you get what you want and eliminates much of the confusion when buying a car.The next step is to browse through inventories of online car dealership...
Buy a car in 2018: Whether used or new, how to get the best deal

Buy a car in 2018: Whether used or new, how to get the best deal

Financial, Good Credit
Buy a car in 2018: Whether used or new, how to get the best deal Despite the increase in mileage, more Americans who already own cars are hanging onto the vehicles longer, making automakers jittery, according to Fortune. Indeed, annual U.S. sales dipped slightly in 2017 for the first time in eight years, CNN reported, though global demand remains strong.To get organized, you might start with a budgeting checklist, setting ceilings for down payment costs, monthly payments, insurance and miscellaneous expenses like parking and gas. Luckily there are paths to the car of your dreams — without overpaying or regretting your purchase — and creative options to make the car work for you, such as by lending it out for cash with one of the rising number of sharing services available for owne
New Car Deals Blossom This Spring

New Car Deals Blossom This Spring

Financial, Good Credit, Tips
New Car Deals Blossom This Spring Savvy shoppers can get good deals on certain models this spring, the time of year when some dealers are looking to move the previous model year's inventory off their lots to make room for some fresh 2019 models.We focused on models recommended by Consumer Reports. That means these cars have scored well in our testing, have average or better reliability in our latest member survey, and have performed well in government or insurance-industry safety tests, if they've been evaluated.When buying a car, in addition to research and reviews, Consumer Reports offers its members access to the Build & Buy Car Buying Service at no additional cost. Through this service, a nationwide network of about 15,000 participating dealers provide up-front pricing i
Common carwash financing options

Common carwash financing options

Financial
Common carwash financing options Based on individual scenarios and location specifics, there are currently many financing options available to small business owners. That said, the challenge for operators can be twofold. First, operators must find dependable and knowledgeable resources to learn more about the available options. Next, owners themselves must further research and calculate the most beneficial opportunities offered to the car care market.When looking for financing, Misheloff recommends that the first step owners take would be contacting the bank with which they already have a relationship. Often, these banks can provide inexpensive lending options. And yes, banks often turn down small business owners, but when approved, outside financing sources frequently cannot comp